Professional experience

Financier Ltd.
Chief credit analyst

• Negotiations to identify the client’s financial needs, business model analysis, assessment of the client’s credit risk, optimisation of the client’s loan portfolio;
• Selection of a lending organisation taking into account the product and the client’s request, coordination of the structure of the loan transaction, coordination of the loan agreement, work with the platforms of partner banks-entry of applications.
  Топ-менеджмент
  
• credit risk assessment, including CIS companies, credit grading, monitoring;
• preparation of risk reports with detailed analysis of creditworthiness for buyers with large credit limits;
• contacts and negotiations with buyers at the top management level;
• preparation of sectoral analytical reports: oil and gas sector, metals, retail in Russia;
• finding out the reasons for and monitoring overdue payments to creditors;
• Support for colleagues from other EH BUs;
• assisting in the onboarding of n

OTP Bank, OJSC (OTP bank)
Senior manager on credit risks

• credit risk assessment, financial analysis, industry risk assessment, business models, financial model analysis, opinion writing with structural recommendations, including financial covenants;
• acting as a co-rapporteur at the Credit Committee;
• coordination of the transaction structure with business units, elaboration of a draft decision on the transaction (terms to be included in the loan agreement); – preparation of recommendations for analysts to improve financial analysis of borrowers;
• adaptation of new employees.

Education

• 1997 – Moscow State Institute of International Relations of the Ministry of Foreign Affairs of the Russian Federation, Moscow, international economic relations, international currency and credit relations

Qualification

• Academy Asset, 2011. IPFM: IFRS – Financial Analyst, review of credit extensions to investment and corporate accounts